Paying less tax: what can you deduct as an individual?

Every year, your tax return is a chance to review the tax advantages you may be entitled to. Service vouchers, donations, pension savings… Here is an overview of the main options worth knowing about to optimise your situation, entirely within the law.

Tax rules change every year and differ depending on your family situation and your region. This article presents general guidelines: it does not replace the advice of a professional or the official information from the tax authority.

Everyday expenses

• Service vouchers, subject to conditions and within certain limits;
• Childcare, when it meets the conditions set;
• Donations to recognised institutions, above a minimum amount.

Savings and provision for the future

Pension savings and certain forms of long-term saving can give entitlement to a tax advantage, within annual limits set by legislation. It is a way of preparing for the future while reducing your tax.

Housing

Depending on your region, certain expenses related to your main residence (for example, energy-efficiency improvement work) may benefit from advantages in the form of grants or reductions. Find out about the schemes in force before starting your work.

If you carry on a professional activity

The self-employed and members of the liberal professions can deduct certain business expenses provided they are justified and necessary for the business. Keep your supporting documents carefully.