Credit guide
How do I choose the right credit?
The credit that suits you best depends on what you need. Loan, credit card or cash reserve? At Finanbex, you will always find a suitable solution.
Read more: How do I choose the right credit?How does my credit application work?
When you submit an application, you immediately receive a preliminary decision. Once all your supporting documents have been reviewed, you receive a final decision.
Read more: How does my credit application work?What is a credit card?
With a credit card, you can both withdraw cash and make purchases. The principle is that you can enjoy your purchases immediately and repay them in several instalments. Here you will find an overview of the different types of credit card.
Read more: What is a credit card?What does revolving credit mean?
Revolving credit, also called reusable or renewable credit, is a cash reserve that you are free to use in one or several drawdowns. It is replenished as you repay.
Read more: What does revolving credit mean?What is a consumer credit?
A consumer credit is a credit or loan that you can use to buy anything that is not real estate. Finanbex offers different types of consumer credit: personal loan, cash reserve and credit consolidation.
Read more: What is a consumer credit?What is an instalment loan?
An instalment loan is an amortising credit that lets you receive a sum of money in one go. This sum is repaid on fixed due dates in several monthly instalments calculated on the basis of the amount, the term and the interest rate.
Read more: What is an instalment loan?What are the different types of credit?
Our two types of consumer credit are the credit facility and the instalment loan. Find out here the difference between the two solutions so that you can make the right choice.
Read more: What are the different types of credit?What is a home improvement loan?
A home improvement/renovation loan is an instalment loan that lets you carry out structural work, refurbishment or decoration in your home.
Read more: What is a home improvement loan?
Other questions about your credits or insurance?
Discover all our practical, educational articles & advice. Budget management, explanations of your credits and insurance, various tips… All the answers are within easy reach!
A few tips
Everything you have always wanted to know about credit without having to ask
