Credit card Finanbex
- No withdrawal fees
- Secure online purchases
- Monthly instalment adapted to purchases
My application at a glance:
- Amount:
- €10,000
- Repayment period:
- 30 months
- APR:
- 4.20%
Estimated monthly instalment: €351.37 over 30 months.
The Finanbex credit cardHow does it work?
Availability
A sum of money known as a “reserve” is made available to you. It can be used in part or in full, as your needs arise and whenever you wish.
Use
To use it, you have two options: either request a transfer to your account, or use the associated credit card to make purchases or withdrawals.
Replenishment
Every month, you gradually repay the amount borrowed. The amount repaid each month (excluding interest) becomes available again for future use.
The benefits of the credit card
No withdrawal fees
Withdraw cash with your card without paying withdrawal fees.
Secure online purchases
Pay for your purchases online and in store, securely.
Monthly instalment adapted to your purchases
Your monthly instalment adjusts to the amount of your purchases: you stay in control of your budget.
A flexible credit card
Use your card as you need, in one go or for several purchases, and keep track of your budget easily.
Finanbex is here to helpwith your credit card
Your credit with complete peace of mind
Protect yourself financially and stay calm by insuring your Finanbex credit card with Garantie+: an outstanding balance insurance that can repay on your behalf in the event of a claim covered by the insurance.
Learn more* Group insurance policy taken out by FINANBEX with [insurers to be completed], companies governed by the French Insurance Code (Code des Assurances).Credit card and clearing to zero
Like any credit facility, the card is subject to the clearing-to-zero period: the amount used must be repaid in full. This way you keep your budget in balance.
Any questions? Write to us
Still have questions about the credit card? Write to us: one of the advisers on our team will be happy to reply in writing.
Get in touch
How to take out a credit card?
Run your free simulation online and select the amount and the monthly repayment that suit you.
Complete your details and receive an immediate preliminary decision.
Sign your agreement online or on paper (in that case, return it to us duly completed and dated, with the supporting documents requested).
Receive your money either by instant transfer to the account of your choice or via the card linked to your credit facility, once Finanbex has given final approval to your application.
Frequently asked questions about the credit card
It is a payment card linked to a credit facility. It lets you pay for your purchases online and in store, with a monthly instalment adapted to how you use it.
No. Withdrawals with the Finanbex credit card carry no withdrawal fees.
It varies with the amount of your purchases. A representative example shows how it is calculated.
The credit card is offered from €3,000 to €10,000. The amount granted depends on the assessment of your application.
The Gold card offers a higher level of service: purchase and travel insurance, a higher withdrawal limit and more everyday convenience.
The APR is fixed: 4.20%.
Yes. You have a legal withdrawal period, starting from the date you sign your agreement. The procedure for exercising it is set out in your agreement.
As soon as you have completed your application online, you receive an immediate preliminary decision. The final decision follows once your supporting documents have been reviewed.
Going further…
To pay for your purchases online and in store, withdraw money with no withdrawal fees and keep a monthly instalment adapted to how you use the card.
Both are based on a revolving credit facility. The card is designed for your purchases; the cash reserve is mainly for obtaining funds by transfer.
The Gold card adds purchase and travel insurance, a high withdrawal limit and convenient payment.
It is a sum made available to you that builds back up as you repay.
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