Our loans and credit
Do you have a project in mind, such as renovating your home or buying the car of your dreams, or are you looking for a way to cover your everyday expenses? At Finanbex, we offer a complete range of flexible financial solutions tailored to your needs. Discover and compare our instalment loans and revolving credit offers. Run a non-binding credit simulation.
Discover our revolving credit products
Finanbex cash reserve
Fixed monthly instalment
Have a reusable sum of money from €3,000 to €15,000 available, to fund your spending and unexpected costs with complete freedom.
Learn more about Finanbex cash reserve
Finanbex credit card
No withdrawal fees
Use a credit card to pay for your purchases securely, online or in store, and withdraw cash with no withdrawal fees. All without changing bank.
Learn more about Finanbex credit card
Finanbex Gold credit card
Insurance included
Choose a premium credit card with a high withdrawal limit and insurance for your purchases and travel.
Learn more about Finanbex Gold credit card
Discover our instalment loans
Personal loan
Fixed APR of 4.20%
Carry out all your projects with a simple solution with no proof of purchase required, from €3,000 to €75,000.
Learn more about Personal loan
Car loan
Fixed APR of 4.20%
Find the credit you need, from €3,000 to €75,000, for your car or motorbike. For a used car, proof of purchase is required.
Learn more about Car loan
Home improvement loan
Fixed APR of 4.20%
Borrow from €3,000 to €75,000 to finance small or large home improvements, without touching your savings or changing bank.
Learn more about Home improvement loan
Credit consolidation
A single, lower monthly instalment
Combine your credits into a single loan, from €5,000 to €75,000, and reduce your monthly instalments to ease your monthly budget.
Learn more about Credit consolidation
Bike loan
Finance any type of bike
Easily find partner points of sale near you and enjoy greener mobility.
Learn more about Bike loan
Frequently asked questions about our credit products
Nothing could be simpler: enter the amount you need and your project in the loan simulator. Suitable solutions are then offered to you, with the monthly instalment, the repayment period, the APR and the total amount to repay. The simulation is free and non-binding.
We offer two families of credit: revolving credit (cash reserve, credit cards), which remains available to you, and instalment loans (personal loan, car loan, home improvement loan, bike loan, credit consolidation), paid out in a single payment. Learn more.
You repay your personal loan in constant monthly instalments, over a period of 12 to 180 months, at a fixed APR of 4.20%. You choose the direct debit date that best suits your budget, and you can repay early at any time. Discover the personal loan.
Your existing credits are combined into a single loan, with a single lower monthly instalment and a single point of contact: your budget is easier to keep track of. Take the time to compare the total cost before you decide, however, as a longer repayment period can increase it. Discover credit consolidation.
Three documents are enough: your identity document (front and back), proof of income (for example your latest payslip) and proof of address less than three months old. For some loans, supporting documents related to your project may also be requested.
Going further…
A 100% online application, an immediate preliminary decision, fixed rates, a monthly instalment and total cost known from the outset, and advisers available to help you online.
A few tips
Everything you have always wanted to know about credit without having to ask
