Simulation and application for an online loan

Everything happens online, in four steps, at your own pace:

1. Simulate your credit: choose the amount you need and tell us about your project. The simulation is free and non-binding.

2. Complete your application: enter your personal details and receive a preliminary decision straight away.

3. Sign your agreement: read it carefully, sign it and attach the supporting documents requested.

4. Receive your money or your card: once your application has received final approval, the money is paid into your bank account, or your credit card is sent to you.

To review your application, we ask for three documents, which you can photograph or upload directly from your phone or computer:

· your identity document, front and back (identity card or valid residence permit);
· proof of income, for example your latest payslip;
· proof of address dated within the last three months, for example an energy bill.

Depending on the credit you choose, you may be asked for documents relating to your project (quote, invoice). You will be told before you sign.

You can finance most everyday projects: a car, home improvements, new equipment, a trip, or simply a little extra help with your day-to-day spending. The only exception is property projects, which Finanbex does not finance.

For the renovation loan, the energy renovation loan and the used car loan, proof of purchase is required. For the credit card, the cash reserve and the personal loan, you use the money as you wish, without having to justify how it is spent.

Already have several consumer credits? Credit consolidation combines them into a single monthly instalment, which is easier to keep track of.

The rate on your credit depends on three factors: the type of credit you choose, the amount borrowed and the repayment period.

The simplest way to find out: run a simulation. You immediately see the APR (annual percentage rate, which includes all the costs of the credit), your monthly instalment and the total amount to repay, with no commitment.

Yes, you can repay your credit early, in full or in part, at any time. The conditions depend on the type of credit:

· for an instalment loan, reinvestment fees may apply, in accordance with your agreement;
· for a revolving credit (cash reserve, credit card), an additional repayment, in full or in part, is possible at no extra cost.

To find out the exact amount to repay and to arrange your repayment, go to the Contact us page: an adviser will assist you.