Credit consolidation online
- A single, lighter monthly instalment
- A single point of contact
- Fixed rate: APR of 4.20%
My application at a glance:
- Amount:
- €10,000
- Monthly instalment:
- €351.37
- Term:
- 30 months
- APR:
- 4.20%
- Amount to repay:
- €10,541.15
Estimated monthly instalment: €351.37 over 30 months.
The benefits of credit consolidation
Fixed rate: APR of 4.20%
With credit consolidation, you benefit from a fixed, attractive rate. Your budget is easier to manage. Non-binding online simulation.
A single, lighter monthly instalment
If you have several consumer credits running, combine them into a single loan and a single monthly instalment.
A single point of contact
One loan, one agreement, one point of contact to follow your repayments.
Just one credit to repay
Your budget is simpler to follow: monthly instalment, term and total cost are known from the start. A repayment schedule is given to you at signing.
Finanbex is here to help
More peace of mind with insurance
Protect your loved ones and enjoy peace of mind throughout the term of your credit consolidation. The outstanding balance insurance covers the repayment of your credit in the event of a claim covered by the insurance.
Learn moreNeed help with your credit consolidation?
A Finanbex adviser can help you, at your request, to take stock of your current credits and to complete your consolidation application.
Contact usAny questions? Write to us
Do you have several consumer credits running? Write to us: one of our advisers will reply in writing to review your situation.
Get in touch
How to apply for your credit consolidation online?
Simulate your consolidation
Choose the amount and the monthly instalment for consolidating your current credits.Complete your application
Enter your personal details and receive an immediate preliminary decision.Sign your agreement
Online or on paper (return it to us signed and dated, together with the supporting documents requested).A single credit
Once your agreement has been accepted, you only have a single credit to repay, with a single monthly instalment.
Frequently asked questions about credit consolidation
It is a loan that combines several current consumer credits into a single loan, with a single, lighter monthly instalment and a single point of contact. This makes your budget simpler to follow.
Your current consumer credits. The credits concerned are specified when your application is assessed.
Consolidation is offered from €5,000 up to €75,000, over a term of 12 to 180 months.
The APR is fixed: 4.20%. In practical terms, your monthly instalment, the term and the total cost of your credit are known from the moment you sign and do not change along the way.
The aim of consolidation is to offer you a single, lighter monthly instalment. Its amount depends on the sum consolidated and the term chosen: you can simulate it at the top of the page, with no obligation.
Extending the term lowers the monthly instalment but may increase the total cost of the credit. Before you commit, compare the total amount to repay with what you are repaying today.
Once your application has been given final approval, the money is paid into the bank account you have specified. Check your IBAN carefully when you apply.
As soon as you have completed your application online, you receive an immediate preliminary decision. The final decision follows once your supporting documents have been reviewed.
Yes, at any time, in full or in part. For an instalment loan, a reinvestment fee may apply, in accordance with your agreement. To arrange your repayment, go to the Contact us page: an adviser will assist you.
Going further…
Travel, equipment, a family project, an unexpected expense: the money is yours to use freely, with no proof of use required. Choose the amount and the monthly instalment that suit your budget.
Simulate your loan online, complete your application, sign your agreement, then receive the money after final approval. Amounts from €5,000 to €75,000, terms of 12 to 180 months, fixed APR of 4.20%.
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Everything you have always wanted to know about credit without having to ask.
